Taking money out of a tax-deferred retirement plan like a 401(k) before the age of 59 ½ typically comes with a penalty but an ...

The age at which you decide to claim Social Security retirement benefits can have a huge impact on the size of your monthly ...

In your intention is to work into your 70s, housing changes should be part of your retirement planning because some of these ...

The 4% rule is a cornerstone of retirement planning, offering a simple yet effective strategy to ensure your savings last ...

Under this rule, for every $240,000 saved, $1,000 can be withdrawn each month if one sticks to a 5% annual withdrawal rate.

When it comes to estimating your retirement income, a popular rule of thumb is that you'll usually need about 80% of your ...

The SECURE 2.0 Act made another change impacting RMDs by requiring the IRS to adjust the qualified charitable distribution ...

“Retirement is an irreversible decision in some ways. You can always go back to work after you retire, but it’s very unlikely ...

The 401 (k) is the most common workplace retirement plan. Secure Act 2.0 made significant changes, especially for those aged ...

The popular retirement strategy known as the “4% rule” may need some adjusting ... “The idea of withdrawing 4% annually to stretch your savings over 30 years worked well in past decades ...

Consider using popular rules of thumb to guide your financial path in 2025. Here are three involving budgeting, investing and retirement withdrawals.